Back to Splito

Privacy Policy

Last updated: June 14, 2026

This Privacy Policy explains how Splito collects, uses, stores, and protects information when you use the Splito app.

1. Information We Collect

Account Data

  • Name and email address when you register.
  • Profile photo if you choose to add one.
  • Language, theme, and currency preferences.
  • Account plan information such as Free or Pro.

Split Bill and Group Data

  • Group names, group members, and invitation information.
  • Shared expenses, payer, split participants, and bill amounts.
  • Settlement history, partial payments, and payment status.
  • Payment information you add to help friends pay you more easily.

Personal Finance Data

  • Wallets, income transactions, expense transactions, and categories.
  • Budgets, cashflows, goals, goal progress, and financial reports.
  • Debts, installments, subscriptions, reminders, and related payment history.
  • Financial timeline activities generated from Splito features.

Technical Data

  • Device, browser, login status, and authentication session information.
  • Local cache data such as onboarding, display preferences, and exchange rate cache.
  • Technical logs that help us fix errors and improve app stability.

2. How We Use Data

  • To provide split bill, settlement, wallet, budgeting, goals, debt, installment, subscription, reminder, timeline, reports, and exchange rate features.
  • To calculate balances, bill splits, settlements, progress, and financial summaries.
  • To store user preferences such as language, currency, theme, and onboarding status.
  • To display relevant data on dashboards, timelines, reports, and feature detail pages.
  • To improve security, performance, and the overall Splito experience.
  • To provide technical support if you contact us.

3. Data Storage and Security

  • Data is stored using secure cloud services and databases.
  • Communication between the app and server uses HTTPS connections.
  • User data is separated by account and protected by authentication systems.
  • Personal finance data is accessible only by the account owner, except group data that is intentionally shared with related group members.
  • We work to protect your data, but no digital system is completely risk-free.

4. Data Sharing

We do not sell your personal data. Data is only shared in limited situations:

  • Group and split bill data may be visible to group members you invite or join.
  • Settlement summaries may be shared through WhatsApp or links if you choose to share them.
  • Payment information you add may be shown to group members to make settlement easier.
  • Data may be processed by infrastructure providers such as authentication, database, hosting, or payment services if those features are used.
  • Data may be shared if required by law or a valid authority request.

5. Exchange Rates

  • The exchange rates feature uses third-party rate sources such as Frankfurter API.
  • Splito may store exchange rate cache locally for about 24 hours to improve speed and reduce requests.
  • Exchange rate data is informational and is not financial, investment, or official transaction advice.

6. Your Rights

  • You can update your name, profile photo, language, currency, and other data you input.
  • You can delete transactions, groups, budgets, goals, debts, installments, subscriptions, reminders, and other data through available features.
  • You can request account and related data deletion by contacting us.
  • You can stop using Splito at any time.

7. Data Retention

  • Data is stored while your account is active or as long as needed to provide Splito services.
  • If an account is deleted, related data will be deleted or anonymized according to system capability and applicable legal obligations.
  • Backup or technical logs may remain temporarily for security, recovery, and system audit needs.

8. Cookies and Local Storage

  • Splito uses localStorage or browser storage to save preferences such as onboarding, theme, language, tool order, and certain caches.
  • You can clear local data through your browser settings, but some app preferences may also be removed.

9. Policy Changes

  • We may update this Privacy Policy from time to time.
  • Important changes will be shown in the app or through available communication channels.
  • The latest update date will always be shown at the top of this page.

10. Contact

If you have questions about this Privacy Policy, you can contact us through:

  • Email: hello.ranselusang@gmail.com
  • Website: splito.xyz
Splito is built to help you manage shared bills and personal finance more clearly.